“The Debt” by Paul Laurence Dunbar
This poem by Paul Laurence Dunbar is from “Lyrics of Love and Laughter” (1913). The Debt This is the debt I pay Just for one […]
Doug's Methods of Saving Money
This poem by Paul Laurence Dunbar is from “Lyrics of Love and Laughter” (1913). The Debt This is the debt I pay Just for one […]
“Never compare your insides to someone else’s outsides.” I first ran into those words of wisdom in Rob Lowe’s book, “Love Life”, in the chapter […]
Many years ago I was invited to go on a bus trip to Atlantic City. For $20 I got a bus ride there and back […]
A few days ago I went with my wife to visit her mother. The two of them got into a lengthy discussion and I decided […]
I was listening to the radio a few weeks ago and heard an advertisement for a credit-counseling service scam. Part of the ad’s narration covered […]
Some years ago, when it was clear that my oldest daughter would be going to college, I became aware the university had a payment plan […]
Have you heard of “The Micawber Principle”? Elsewhere on this blog, I quoted “Wilkins Micawber” in David Copperfield, by Charles Dickens: Annual income twenty pounds, annual expenditure […]
Using Paypal and my checking account, I earned a 22% return! If you keep careful watch over your money, that should get your attention. Of […]
It pays to shop around. For years I had my homeowners insurance with one company and my automobile insurance with another. Each was the least […]
Do you look forward to filing your taxes each year, in anticipation that the IRS will send you a big “tax refund” that you can […]
The value of everything you buy is either certain to decrease … or … there is a chance, in some cases a very good chance, […]
Many people swear by the “snowball” method of paying off debt. It works — I won’t dispute it. But there’s a slight modification that can […]
Everyone knows you should always count your change whenever you handle a cash transaction, right? I know that. But I forgot once. Here’s my story. […]
Oftentimes, when it seems easier to do the wrong thing (like, it’s easier to spend some money now to get some immediate gratification) instead of […]
I don’t mean to imply that Dave Ramsey is wrong about a lot things. Generally, his advice is very good, and I like listening to […]
Credit-card churning. Is it for you? Many credit cards come with a sign-up bonus for just applying and getting approved and then using the card […]
If I took the time to think about it, I’m pretty sure I could find some things, especially things outside of personal finance, that Dave […]
Bank of America, where I currently pay my mortgage, offered me a $300 bonus if I opened a checking account and deposited a certain amount […]
Thorstein Veblen was an economist and sociologist who coined the term “conspicuous consumption” several decades ago. Conspicuous consumption: spending money just to publicly demonstrate wealth […]
Different kinds of accounts where you can keep your money … and how to use them. This is the way I do it. Checking account […]
Here’s inspiration from a century ago from The Baltimore and Ohio Employees Magazine (February 1916): The Saving Road to Independence For Men and Women of Limited […]
A year ago I wrote a post about my net worth and the convenience of having it automatically calculated in an online financial tracker. Reminder: […]
Generally, home mortgage payments consist of 4 parts: principal (a partial payment toward the amount that was initially borrowed) interest (the cost of “renting” the […]
As I’ve mentioned elsewhere, your thoughts become you deeds. Thus, if you control your thoughts, you end up controlling your deeds. That’s called self-control and […]