Spending is Like a Faucet
An old song says “Love is like a faucet … it turns off and on”.* I’m not so sure about love being like a faucet, […]
Doug's Methods of Saving Money
An old song says “Love is like a faucet … it turns off and on”.* I’m not so sure about love being like a faucet, […]
Browsing through an old issue of The Sabbath Recorder (A Seventh Day Baptist Weekly, published by The American Sabbath Tract Society, Plainfield, N.J., vol. 76, No. […]
I sorta like opening checking accounts (and setting up direct deposits and e-bill paying, maybe opening a savings account so as to avoid any monthly fee) […]
Data from the Federal Reserve show that Americans owe close to 1,000 billion dollars of revolving debt* (which I’ll refer to as credit-card debt). Dividing the […]
Changing the way you think about money can help you change your spending and saving habits. You probably have a good idea of how much […]
I can think of three reasons. First, and not the most important: You might learn something, some specific little tip or trick, that might save […]
A couple years ago the U.S. Treasury Department started a program called MyRA (My RA, sounds like “IRA”). It’s a savings account that allows anyone […]
Albert Einstein probably never said, “Compound interest … one of man’s greatest inventions.” “The most powerful force in the universe is compound interest.” “Compound interest […]
It makes me sad and angry to read, “Back in 2007, the couple took a $500 car-title loan that mushroomed into a $3,000 headache”, in […]
Commercial banks exist to make money for their owners. One way they do that is by charging fees. ATM fees. Monthly maintenance fees. Account closure fees. […]
The first post in my blog is about THE personal finance book that I would recommend to everyone. The basic lesson of that book is: Pay […]
You’ve probably experienced how much more real something is when you’re seeing it for yourself instead of just knowing about it by reading about it or […]
Open a checking account at our bank and get a $150 bonus. So, what’s the catch? What does it say in the fine print? Is […]
I got my first credit card before the internet era began, before credit-card issuers had websites that could be used to check balances and make payments. […]
Years ago when I was in college — a time when my friends and I were excited to get our first credit cards — a […]
“Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and […]
What do you do with coins you get in change from cash purchases? Do you just put them down here or there, letting them accumulate […]
“Pay yourself first.“ Have you ever heard this old — but good — advice? As far as I know, it was popularized by George Samuel Clason […]